Our Story
Velnoras was founded with a simple yet powerful vision: to help people in Thailand approach retirement with confidence, clarity, and peace of mind. We saw too many individuals—both Thai nationals and expats—struggling to navigate the complex landscape of retirement planning without clear, trustworthy guidance.
Our founders, experienced in financial education and retirement planning, recognized that what people needed most wasn't aggressive sales tactics or complicated jargon. They needed patient, empathetic support and practical, easy-to-understand information tailored to life in Thailand.
Today, Velnoras serves individuals, families, and organizations across Bangkok and beyond, providing retirement readiness education that truly makes a difference. We're proud to be a trusted partner in one of life's most important transitions.
Our Core Values
These principles guide everything we do at Velnoras
Empathy First
We understand that retirement planning can be emotional. We listen carefully and respond with compassion and understanding.
Clarity Always
We communicate in clear, simple language. No confusing jargon or hidden meanings—just straightforward information you can trust.
Privacy Protected
Your personal and financial information is sacred. We maintain the highest standards of confidentiality and data security.
Education Over Sales
We're educators, not salespeople. Our goal is to inform and empower you to make your own confident decisions.
Practical Support
We provide tools, checklists, and resources you can actually use. Our advice is always actionable and relevant to Thailand.
Inclusive Service
Whether you're Thai or expat, young or old, employed or self-employed—we're here for everyone planning retirement in Thailand.
Meet Our Expert Team
Experienced professionals dedicated to your retirement readiness
Sarah Mitchell
With over 15 years of experience in financial education and retirement planning, Sarah founded Velnoras to provide clear, compassionate guidance to individuals preparing for retirement in Thailand. She specializes in helping expats navigate the unique challenges of retiring abroad.
Nida Suwan
Nida brings deep knowledge of Thai retirement systems and social security to the Velnoras team. Her expertise helps Thai nationals understand their options and maximize their retirement benefits. She's passionate about making complex information accessible to everyone.
David Chen
David's background in legal documentation and process management makes him the perfect guide for clients organizing their retirement paperwork. He's helped hundreds of people create efficient, comprehensive document systems that bring peace of mind.
Ratana Jitkasem
Ratana designs and delivers our corporate retirement education programmes. With a background in adult education and organizational development, she creates engaging workshops that help employees prepare for retirement with confidence and practical knowledge.
James Robertson
James ensures every client receives personalized, attentive service from their first contact with Velnoras. His warm, patient approach helps people feel comfortable asking questions and exploring their retirement planning options without pressure.