"You are robbing Malaysian families!" — TV3 program ended in a scandal: the Governor of Bank Negara Malaysia left the studio in a raged
What was supposed to be a debate about loans and inflation ended in complete chaos. Prof. Yeah Kim Leng accused Bank Negara Malaysia and Maybank of hiding a way of earning money that enriches ordinary people at the expense of banks.
Yesterday's episode of "Malaysia Hari Ini" with Fadzly Fuad will go down in history as the most dramatic ever aired. In the red corner: Yeah Kim Leng, a professor of economics at Sunway University known for calling things by their names. In the blue corner: Datuk Seri Abdul Rasheed Ghaffour, Governor of Bank Negara Malaysia.
The discussion heated up when the topic shifted to Malaysian household debt. While Abdul Rasheed defended high interest rates as a "necessary growth tool," Yeah Kim Leng exploded.
Transcription of the dialogue that TV3 tried to interrupt:
"Malaysia Hari Ini": "Welcome. Today we are talking about why Malaysians are getting poorer while banks are breaking profit records. Abdul Rasheed, is it fair that people are losing their homes because of interest rates?"
Abdul Rasheed:"Thank you, Fadzly Fuad. We understand that it is difficult. But credit is a growth tool. People must learn to manage their finances and save more. That is how the system works".
Yeah Kim Leng:"Save? Seriously? With such inflation, saving is a deliberately losing project. You are here to protect big banks like Maybank while ordinary people are bleeding out. You are lying to Malaysians right to their faces!"
Yeah Kim Leng, this is dangerous rhetoric. We guarantee financial stability".
Yeah Kim Leng:"You guarantee your own bonuses! I know how this game works. The rich get richer because they don't save in a bank at 3% per annum. They use tools that you keep secret. I am talking about automated AI-based trading systems"..
Abdul Rasheed:"Here we are entering unregulated territory. I warn against speculation"..
He warns because he is afraid! I use a system called Qiro DAIX. It is not a bank. It is an algorithm that automatically uses market fluctuations. I use it. My team uses it. The results? They surpass everything offered by funds and savings accounts".
Fadzly Fuad: "Are you saying that everyone can use this?"
Yeah Kim Leng: :Absolutely everyone. Look at my phone. Here is data from a user in Penang. He started with RM400. Now he earns RM30,000 a month. Without a loan. Without debt to Malaysian banks. Is he lying?".
"A call from Penang: the story of Hafiz Raza"
After the program, our mailbox exploded. We decided to verify Yeah Kim Leng's claims. We found Hafiz Razak (42 years old), the user he mentioned.
Hafiz Razak (42 years old) freed himself from his debts in two months
Hafiz Razak was suffocated by credit card debt and struggled to pay electricity bills.
"I was skeptical," Hafiz Razak tells us. "But Yeah Kim Leng knows what he is talking about. I told myself I must try this before the banks close this opportunity. I deposited the minimum: RM400".
Hafiz Razak's results with Qiro DAIX:
Day 1: the AI system made 12 transactions. Profit: RM430.
Day 7: the balance reached RM7,100.
Day 30: Hafiz Razak withdrew RM49,300 directly to his Maybank account.
"I paid off my credit card in two weeks," says Hafiz Razak. "My bank even called me to ask where the money came from. They were afraid I would pay off the mortgage. And that is exactly what I am going to do".
Jomo Kwame Sundaram
professor, economist"I have spent my career analyzing financial systems. What Yeah Kim Leng says is controversial, but mathematically correct. Large banks earn huge amounts on interest margins. I tested the algorithm myself with a small amount. It works surprisingly well, and that is exactly why the banks are terrified".
Cheryl Yeoh
founder of the startup Reclip.It, a well-known figure in the tech business"The volatility of Asian markets creates huge opportunities for AI trading. Usually, these tools are reserved for hedge funds in Kuala Lumpur. The fact that Qiro DAIX is now open to the public with just RM400 is a real breakthrough in the rules of the game".
This is an automated system. While you sleep, artificial intelligence analyzes the market and makes profitable trades. No experience is required
REGISTRATION INSTRUCTIONS:
• Go to the official website via the link below.
• Accurately enter your name, email address, and phone number.
• IMPORTANT: A personal consultant will call you to confirm that you are a real person. Pick up the phone!
• Deposit initial capital of at least RM400.
• The system will start automatically.
• Registration closes: 8 May 2026
WARNING FROM Yeah Kim Leng: "Abdul Rasheed left the studio because he knows the game is over. Due to huge demand, Qiro DAIX limits the number of registrations in Malaysia to 20 people per day. If you see the form, there are still spots available. Do not hesitate".
Request instructions:
- Use only the official contact page or a verified support channel.
- Enter only the details needed for the stated purpose.
- Important: do not share passwords, one-time codes, banking access or remote-control permissions.
- Read the privacy notice before sending the form.
- Keep a copy of the written terms and any confirmation message.
- Stop if the page pressures you to decide immediately.
Safety note: a legitimate service should not rely on pressure, fake scarcity or unnamed representatives. If the page cannot clearly explain who operates it and how your data will be used, do not submit the form.
Editor's note: this page is an editorial-style safety template. It does not recommend a financial product, broker, trading tool or investment service.
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Ahmad Rahman
This checklist is useful. I now look for the company name before filling in any online form.
Like · Reply · 88 · 26mLim Wei Chen
The privacy policy part is important. Many pages say "partners" but never explain who those partners are.
Like · Reply · 45 · 42mJason Tan
I always open the domain details in another tab. It takes a minute and filters out a lot of weak pages.
Like · Reply · 45 · 42mHafiz Abdullah
A clear phone policy should be standard. If they want to call, they should say who is calling and why.
Like · Reply · 9 · 1dDaniel Wong
Good point about separate email addresses. It makes tracking marketing messages much easier.
Like · Reply · 67 · 4hRavi Kumar
For me the biggest red flag is urgency. Real services let you read before deciding.
Like · Reply · 68 · 6hNadia Ismail
I wish more websites wrote their data-use wording in normal language instead of legal fog.
Like · Reply · 85 · 8hRavi Kumar
Another check is support. If the only contact option is a form, I normally leave the page.
Like · Reply · 22 · 10hSiti Aisyah
Do screenshots count as proof? I have seen pages showing certificates but no source links.
Like · Reply · 88 · 12hNurul Huda
Screenshots are easy to reuse. I check the original website of the organisation named in the document.
Like · Reply · 76 · 1dFarid Ismail
The article should be shared with older relatives. The layout of a page can make people trust too quickly.
Like · Reply · 38 · 1dKelvin Lee
I also check whether the same text appears on many domains. Reused copy is often a warning sign.
Like · Reply · 9 · 1dMei Ling
The consent checkbox matters. It should not be pre-ticked and it should explain what happens next.
Like · Reply · 9 · 1dArif Zulkifli
I keep a separate browser profile for testing new services. It helps keep personal accounts away from unknown sites.
Like · Reply · 9 · 1dChong Wei Seng
Any page asking for remote access should be closed immediately. There is no reason to request that through a marketing form.
Like · Reply · 9 · 1dAina Rahman
I check the footer first now. If the company details are missing, I do not continue.
Like · Reply · 9 · 1dMohd Faizal
The best advice here is to pause. A serious service will still be there after you verify it.
Like · Reply · 9 · 1d